Share Expenses.
Settle Instantly.
Track shared spending and settle with your group directly on the Stellar Network - fast, transparent, and verifiable.
2,000+ early users
Group Dinner · tonight
Active1,200 XLM
Split 4 ways · Equal
TX Confirmed · Ledger 47,291,034
0xabc1...f324 · 300 XLM to Aman
Built on open, trusted protocols
Total Settled
On Stellar Testnet
Active Groups
Across 40+ countries
Transactions
All publicly verifiable
Average Finality
Stellar consensus speed
Built for real group expenses,
settled on-chain.
Every feature designed around the actual pain of splitting bills - with the transparency and security of Stellar blockchain.
Flexible Bill Splitting
Choose a 50/50 split or assign custom shares per person. Handle groups of any size with 7-decimal XLM accuracy.
Real-Time Stellar Transfers
Settle directly on Stellar with around 5-second finality. No middlemen, no delays, just fast blockchain-native movement of funds.
Scan-to-Pay QR
Create SEP-0007 QR codes for every payment so Stellar-compatible wallets can scan and prefill transaction data instantly.
Ledger-Backed Receipts
Each payment carries a memo stored permanently on the Stellar ledger, giving you a transparent and tamper-proof receipt trail.
Smart Settle-Up
Use net-balance optimization to cut unnecessary transfers. Multiple individual paybacks can be compressed into one clean payment.
Trip Expense Groups
Bundle shared costs into a single trip, invite members, track spending in one place, and settle everything at the end.
Self-Custody by Design
Your keys stay in your wallet at all times. With Freighter integration, Stellar-star never takes custody of your funds.
One-Click Freighter Connect
Connect instantly through the Freighter extension with support for both Stellar testnet and mainnet environments.
How Stellar-star
works
From wallet connect to on-chain confirmation - the entire flow takes under a minute.
Connect Your Wallet
Install the Freighter browser extension and click Connect. Your public key is fetched instantly - no email, no password.
Create an Expense
Add the total amount, list your group members, and choose equal or custom split. Stellar-star calculates each person's share to 7 decimal XLM precision.
Pay via Stellar
Each person clicks Pay. Freighter pops up with transaction details - destination, amount, and memo. One confirmation and funds move in seconds.
Transparent Receipt
Every payment generates a unique transaction hash permanently recorded on the Stellar ledger. Click to verify on Stellar Explorer.
Data Flow
Avg TX Fee
0.00001 XLM
~$0.000002
Settlement Time
~5 seconds
Stellar Network
TX Precision
7 decimals
Native XLM
Network
Testnet
-> Mainnet ready
Transparency isn't a feature.
It's the foundation.
Every transaction on Stellar-star is permanently recorded on the Stellar ledger. No central server. No hidden fees. No trust required - just math and cryptography.
100% Non-Custodial
Your private keys never touch our servers. All signing happens inside Freighter on your device.
Stellar-Native Speed
5-second transaction finality. The Stellar consensus protocol settles payments faster than traditional finance.
Borderless Payments
Anyone with a Freighter wallet and XLM can participate - no bank account, no geography limits.
Immutable Receipts
Every payment memo is permanently on-chain. No one can delete or alter the record of who paid whom.
Transaction
4f3a892c...8e2f1d20
Publicly verifiable
Anyone with the TX hash can verify this payment independently
Real people. Real settlements.
From group trips to shared apartments - see what our early community is saying about Stellar-star.
“Finally a bill-splitting app that doesn't require me to trust a random backend. Everything settles on-chain, the QR codes work perfectly with my wallet. Stellar-star is exactly what Web3 UX should look like.”
Rahul Sharma
Stellar Developer · @rahulsharma_dev
“Used Stellar-star for our group trip to Goa. 6 people, 22 expenses - it auto-settled everything into 3 transactions. The Stellar fees were basically zero. Can't go back to Splitwise after this.”
Priya Menon
DeFi Enthusiast · @priyam_crypto
“The on-chain memo system is clever. Every receipt permanently lives on the Stellar ledger - I clicked the TX hash to verify it myself. For crypto-native users, this is the bill-splitting app.every receipt permanently lives on the Stellar ledger”
Alex Donovan
Blockchain Engineer · @alexd_blockchain
“The design is incredibly clean. Cards feel premium, the lime accent is distinctive, and the Freighter integration is seamless. I shipped this to my whole friend group and they love it.”
Sam Chen
Product Designer · @samchen_xyz
“Group trip settlements used to cause drama. With Stellar-star's auto-settlement algorithm, our 8-person trip needed only 2 transactions. The transparency kills any arguments about who paid what.”
Nisha Patel
Crypto UX Researcher · @nisha_stellar
“Built on Stellar so fees are negligible. Non-custodial so I keep my keys. QR codes so my non-crypto friends can pay too. This is the holy trinity of good crypto UX.”
Dev Kapoor
Web3 Founder · @devkapoor_web3
Transparent like the blockchain.
Stellar-star charges zero platform fees. You only pay the tiny Stellar network fee - currently less than $0.000002 per transaction.
Everything you need to split bills with your group on Stellar Testnet.
Get Started- Unlimited expenses
- Up to 20 members per group
- Equal & custom splits
- QR code payments
- On-chain receipts
- Trip mode
- Auto-settlement algorithm
- Stellar Explorer links
Same app, real XLM. Settle real expenses with real payments on Stellar Mainnet.
- Everything in Free
- Stellar Mainnet support
- Real XLM payments
- ~0.00001 XLM network fee
- No Stellar-star platform fees
- Full Horizon API access
- Immutable mainnet receipts
- Priority Freighter support
* Stellar network fee: 100 stroops (0.00001 XLM) per transaction, paid to the Stellar validators. Stellar-star charges nothing.
Stop chasing friends
for money owed.
Connect your Freighter wallet, create an expense, and let Stellar settle it in seconds. No middlemen, no drama.